Credit Authorization Agreement

Granite Bay Acceptance Inc Credit Authorization Agreement

You acknowledge, agree, and authorize that (a) Granite Bay Acceptance Inc. will obtain consumer and related information about you from one or more consumer reporting agencies for the purposes of identifying the lenders and/or service providers who would be the best match for you, (b) your information may be sent to lenders and/or service providers on your behalf, (c) your information may be used in order to make sure you are who you say you are, and to determine how much debt you currently have in order to determine your debt-to-income ratio, (d) such lenders and/or service providers may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax, (e) and your information may be used by lenders and/or service providers to make prequalification and other credit decisions.

List of lenders and/or service providers:

1st Heritage Credit, Avant, Axos Bank, Best Egg, Beyond Finance LLC (dba Accredited Debt Relief), Check Into Cash,DOT818, Earnest Inc, Elevate Inc, EPCVIP, Experian, FinTurf, Finova Financial, FreedomPlus, iLendingDIRECT, Integra Credit. LendingClub, LendingPoint, Lendmark Financial, LendUp, LightStream, LoanMart, LoanMe, Marcus by Goldman Sachs®, Mariner Finance, NetCredit, OneMain Financial, Inc., OppLoans, Payoff Prosper Marketplace Inc., Regional Finance, Republic Finance, RiseCredit, Security Finance, SoFi, SunTrust, TransformCredit, Upgrade, Upstart Network, World Finance